diff --git a/components/events/create/CancellationPolicyEditor.tsx b/components/events/create/CancellationPolicyEditor.tsx
index 8644062..254c0f3 100644
--- a/components/events/create/CancellationPolicyEditor.tsx
+++ b/components/events/create/CancellationPolicyEditor.tsx
@@ -5,44 +5,77 @@ import { texts } from '@/texts'
 
 interface CancellationPolicyEditorProps {
   disabled?: boolean
-  value: number
-  onChange: (value: number) => void
+  cancellationFeePercent: number
+  cancellationFeePercent12To24Hours: number
+  cancellationFeePercentMoreThan24Hours: number
+  onChange: (
+    field: 'cancellationFeePercent' | 'cancellationFeePercent12To24Hours' | 'cancellationFeePercentMoreThan24Hours',
+    value: number
+  ) => void
 }
 
 /**
- * Makes the cancellation fee explicit to hosts while keeping the persisted
- * event contract to the existing `cancellationFeePercent` field.
+ * Makes all three time-based cancellation fee tiers explicit to hosts.
  */
-export default function CancellationPolicyEditor({ disabled = false, value, onChange }: CancellationPolicyEditorProps) {
-  const normalizedValue = Number.isFinite(value) ? Math.min(100, Math.max(0, value)) : 0
+export default function CancellationPolicyEditor({
+  disabled = false,
+  cancellationFeePercent,
+  cancellationFeePercent12To24Hours,
+  cancellationFeePercentMoreThan24Hours,
+  onChange,
+}: CancellationPolicyEditorProps) {
+  const tiers = [
+    {
+      field: 'cancellationFeePercentMoreThan24Hours' as const,
+      label: texts.events.cancellationFeeMoreThan24HoursLabel,
+      value: cancellationFeePercentMoreThan24Hours,
+    },
+    {
+      field: 'cancellationFeePercent12To24Hours' as const,
+      label: texts.events.cancellationFee12To24HoursLabel,
+      value: cancellationFeePercent12To24Hours,
+    },
+    {
+      field: 'cancellationFeePercent' as const,
+      label: texts.events.cancellationFeeLabel,
+      value: cancellationFeePercent,
+    },
+  ]
 
   return (
-    <div className="rounded-consumer-control bg-[#E2E2E280] p-3">
-      <div className="flex items-start justify-between gap-3">
-        <div>
-          <p className="text-sm font-medium text-consumer-text">{texts.events.cancellationFeeLabel}</p>
-          <p className="mt-1 text-xs leading-5 text-secondary-20">{texts.events.cancellationSectionDescription}</p>
-        </div>
-        <div className="relative shrink-0">
-          <Input
-            aria-label={texts.events.cancellationFeeLabel}
-            disabled={disabled}
-            generalType="numberInput"
-            inputWrapper="h-10 w-16 rounded-xl border-0 bg-white px-2 text-center text-sm font-medium text-tertiary-900 shadow-none [&_input]:text-center disabled:bg-white/70"
-            maxValue={100}
-            minValue={0}
-            name="cancellationFeePercent"
-            value={normalizedValue}
-            onValueChange={(nextValue) => {
-              const next = Number(nextValue)
+    <div className="flex flex-col gap-3">
+      {tiers.map((tier) => {
+        const normalizedValue = Number.isFinite(tier.value) ? Math.min(100, Math.max(0, tier.value)) : 0
 
-              onChange(Number.isFinite(next) ? Math.min(100, Math.max(0, next)) : 0)
-            }}
-          />
-          {/* This marker belongs to the compact numeric field, not to its value. */}
-          <span className="pointer-events-none absolute inset-y-0 start-1 flex items-center text-xs text-secondary-20">٪</span>
-        </div>
-      </div>
+        return (
+          <div
+            key={tier.field}
+            className="rounded-consumer-control bg-[#E2E2E280] p-3"
+          >
+            <div className="flex items-center justify-between gap-3">
+              <p className="text-sm font-medium text-consumer-text">{tier.label}</p>
+              <div className="relative shrink-0">
+                <Input
+                  aria-label={tier.label}
+                  disabled={disabled}
+                  generalType="numberInput"
+                  inputWrapper="h-10 w-16 rounded-xl border-0 bg-white px-2 text-center text-sm font-medium text-tertiary-900 shadow-none [&_input]:text-center disabled:bg-white/70"
+                  maxValue={100}
+                  minValue={0}
+                  name={tier.field}
+                  value={normalizedValue}
+                  onValueChange={(nextValue) => {
+                    const next = Number(nextValue)
+
+                    onChange(tier.field, Number.isFinite(next) ? Math.min(100, Math.max(0, next)) : 0)
+                  }}
+                />
+                <span className="pointer-events-none absolute inset-y-0 start-1 flex items-center text-xs text-secondary-20">٪</span>
+              </div>
+            </div>
+          </div>
+        )
+      })}
     </div>
   )
 }
diff --git a/components/events/create/EventCreateWizard.tsx b/components/events/create/EventCreateWizard.tsx
index a5c7290..d1dffac 100644
--- a/components/events/create/EventCreateWizard.tsx
+++ b/components/events/create/EventCreateWizard.tsx
@@ -239,6 +239,8 @@ export default function EventCreateWizard({ finishRoute = APP_ROUTES.MANAGE_EVEN
         genderRestriction: data.genderRestriction,
         ageRestriction: data.ageRestriction,
         cancellationFeePercent: data.cancellationFeePercent,
+        cancellationFeePercent12To24Hours: data.cancellationFeePercent12To24Hours,
+        cancellationFeePercentMoreThan24Hours: data.cancellationFeePercentMoreThan24Hours,
         settings: {
           isDiscoverable: data.isDiscoverable,
           autoCreateGroup: data.autoCreateGroup,
diff --git a/components/events/create/cloneFromEvent.test.ts b/components/events/create/cloneFromEvent.test.ts
index 4220927..a908197 100644
--- a/components/events/create/cloneFromEvent.test.ts
+++ b/components/events/create/cloneFromEvent.test.ts
@@ -30,6 +30,8 @@ const baseEvent = {
   reservedCapacity: 3,
   bookedCount: 5,
   cancellationFeePercent: 10,
+  cancellationFeePercent12To24Hours: 10,
+  cancellationFeePercentMoreThan24Hours: 10,
   commissionPercent: null,
   effectiveCommissionPercent: 7,
   status: 'published',
diff --git a/components/events/create/cloneFromEvent.ts b/components/events/create/cloneFromEvent.ts
index 39dab49..a4548e1 100644
--- a/components/events/create/cloneFromEvent.ts
+++ b/components/events/create/cloneFromEvent.ts
@@ -55,6 +55,8 @@ export function mapEventToWizardCloneData(event: CreatedEvent, media: EventMedia
     genderRestriction: event.genderRestriction ?? 'open',
     ageRestriction: event.ageRestriction ?? 'open',
     cancellationFeePercent: event.cancellationFeePercent,
+    cancellationFeePercent12To24Hours: event.cancellationFeePercent12To24Hours,
+    cancellationFeePercentMoreThan24Hours: event.cancellationFeePercentMoreThan24Hours,
     isDiscoverable: event.settings.isDiscoverable,
     autoCreateGroup: event.settings.autoCreateGroup,
     addressVisibility: event.settings.addressVisibility,
diff --git a/components/events/create/steps/Step3PricingCapacity.tsx b/components/events/create/steps/Step3PricingCapacity.tsx
index 5d642fa..d41ad15 100644
--- a/components/events/create/steps/Step3PricingCapacity.tsx
+++ b/components/events/create/steps/Step3PricingCapacity.tsx
@@ -32,6 +32,8 @@ export default function Step3PricingCapacity({ data, onBack, onChange, onNext }:
       genderRestriction: data.genderRestriction,
       ageRestriction: data.ageRestriction,
       cancellationFeePercent: data.cancellationFeePercent,
+      cancellationFeePercent12To24Hours: data.cancellationFeePercent12To24Hours,
+      cancellationFeePercentMoreThan24Hours: data.cancellationFeePercentMoreThan24Hours,
       isDiscoverable: data.isDiscoverable,
       autoCreateGroup: data.autoCreateGroup,
       waitlistAutoOffer: data.waitlistAutoOffer,
@@ -51,6 +53,8 @@ export default function Step3PricingCapacity({ data, onBack, onChange, onNext }:
         genderRestriction: values.genderRestriction ?? 'open',
         ageRestriction: values.ageRestriction ?? 'open',
         cancellationFeePercent: Number(values.cancellationFeePercent ?? 0),
+        cancellationFeePercent12To24Hours: Number(values.cancellationFeePercent12To24Hours ?? 0),
+        cancellationFeePercentMoreThan24Hours: Number(values.cancellationFeePercentMoreThan24Hours ?? 0),
         isDiscoverable: values.isDiscoverable ?? false,
         autoCreateGroup: values.autoCreateGroup ?? true,
         waitlistAutoOffer: values.waitlistAutoOffer ?? true,
@@ -72,6 +76,8 @@ export default function Step3PricingCapacity({ data, onBack, onChange, onNext }:
       genderRestriction: values.genderRestriction,
       ageRestriction: values.ageRestriction,
       cancellationFeePercent: values.cancellationFeePercent,
+      cancellationFeePercent12To24Hours: values.cancellationFeePercent12To24Hours,
+      cancellationFeePercentMoreThan24Hours: values.cancellationFeePercentMoreThan24Hours,
       isDiscoverable: values.isDiscoverable,
       autoCreateGroup: values.autoCreateGroup,
       waitlistAutoOffer: values.waitlistAutoOffer,
@@ -145,9 +151,11 @@ export default function Step3PricingCapacity({ data, onBack, onChange, onNext }:
 
           <WizardFormFullWidth>
             <CancellationPolicyEditor
-              value={form.watch('cancellationFeePercent')}
-              onChange={(cancellationFeePercent) => {
-                form.setValue('cancellationFeePercent', cancellationFeePercent, { shouldDirty: true, shouldValidate: true })
+              cancellationFeePercent={form.watch('cancellationFeePercent')}
+              cancellationFeePercent12To24Hours={form.watch('cancellationFeePercent12To24Hours')}
+              cancellationFeePercentMoreThan24Hours={form.watch('cancellationFeePercentMoreThan24Hours')}
+              onChange={(field, value) => {
+                form.setValue(field, value, { shouldDirty: true, shouldValidate: true })
               }}
             />
           </WizardFormFullWidth>
diff --git a/components/events/create/types.ts b/components/events/create/types.ts
index 062b052..38ca830 100644
--- a/components/events/create/types.ts
+++ b/components/events/create/types.ts
@@ -44,6 +44,8 @@ export interface EventWizardFormData {
   genderRestriction: EventGenderRestriction
   ageRestriction: EventAgeRestriction
   cancellationFeePercent: number
+  cancellationFeePercent12To24Hours: number
+  cancellationFeePercentMoreThan24Hours: number
   isDiscoverable: boolean
   autoCreateGroup: boolean
   addressVisibility: 'public' | 'attendees_only'
@@ -75,7 +77,9 @@ export const INITIAL_WIZARD_DATA: EventWizardFormData = {
   reservedCapacity: 0,
   genderRestriction: 'open',
   ageRestriction: 'open',
-  cancellationFeePercent: 0,
+  cancellationFeePercent: 30,
+  cancellationFeePercent12To24Hours: 20,
+  cancellationFeePercentMoreThan24Hours: 10,
   // Defaults to true here in the wizard, unlike the backend's own
   // default of false -- since this is the only place that currently
   // sets it, and an organizer/admin creating an event almost always
diff --git a/e2e/fixtures/hostEvent.ts b/e2e/fixtures/hostEvent.ts
index 2c834ef..5e4af34 100644
--- a/e2e/fixtures/hostEvent.ts
+++ b/e2e/fixtures/hostEvent.ts
@@ -70,6 +70,8 @@ export const createHostEvent = <T extends Record<string, unknown>>(overrides: T)
   cityId: 2,
   provinceId: 1,
   cancellationFeePercent: 0,
+  cancellationFeePercent12To24Hours: 0,
+  cancellationFeePercentMoreThan24Hours: 0,
   discoveryPlacements: [],
   createdAt: '2029-12-01T10:00:00.000Z',
   publishedAt: null,
diff --git a/features/events/detail/admin-event-detail/AdminEventDetailsSection.tsx b/features/events/detail/admin-event-detail/AdminEventDetailsSection.tsx
index e236021..07ee5d4 100644
--- a/features/events/detail/admin-event-detail/AdminEventDetailsSection.tsx
+++ b/features/events/detail/admin-event-detail/AdminEventDetailsSection.tsx
@@ -18,6 +18,7 @@ import { formatNumber, formatPersonName } from '@/helpers'
 import { getPublicMapApiKey } from '@/helpers/mapir'
 import { formatIranianMobile, formatPersianDate } from '@/lib/formatters'
 import { ageRestrictionLabel, genderRestrictionLabel } from '@/lib/eventAudience'
+import { texts } from '@/texts'
 
 import { DetailItem } from './AdminEventDetailUi'
 
@@ -141,7 +142,11 @@ const AdminEventDetailsSection = ({
               </Button>
             </div>
           </DetailItem>
-          <DetailItem label="جریمه لغو">{number(event.cancellationFeePercent)}٪</DetailItem>
+          <DetailItem label={texts.events.cancellationFeeMoreThan24HoursLabel}>
+            {number(event.cancellationFeePercentMoreThan24Hours)}٪
+          </DetailItem>
+          <DetailItem label={texts.events.cancellationFee12To24HoursLabel}>{number(event.cancellationFeePercent12To24Hours)}٪</DetailItem>
+          <DetailItem label={texts.events.cancellationFeeLabel}>{number(event.cancellationFeePercent)}٪</DetailItem>
           <DetailItem label="محدودیت جنسیتی">
             {restrictionStatus(event.genderRestriction, genderRestrictionLabel(event.genderRestriction))}
           </DetailItem>
diff --git a/features/events/edit/EventEditForm.test.tsx b/features/events/edit/EventEditForm.test.tsx
index 9627b8c..3b79c08 100644
--- a/features/events/edit/EventEditForm.test.tsx
+++ b/features/events/edit/EventEditForm.test.tsx
@@ -152,6 +152,8 @@ const baseEvent = {
   ageRestriction: 'open' as const,
   bookedCount: 3,
   cancellationFeePercent: 10,
+  cancellationFeePercent12To24Hours: 10,
+  cancellationFeePercentMoreThan24Hours: 10,
   settings: {
     isDiscoverable: true,
     autoCreateGroup: true,
@@ -215,7 +217,9 @@ describe('EventEditForm', () => {
     expect(screen.getByLabelText('تاریخ شروع')).toBeDisabled()
     expect(screen.getByLabelText('آدرس')).toBeDisabled()
     expect(screen.getByLabelText('قیمت (تومان)')).toBeDisabled()
-    expect(screen.getByLabelText('درصد جریمه لغو (۰–۱۰۰)')).toBeDisabled()
+    expect(screen.getByLabelText('لغو زودهنگام — بیش از ۲۴ ساعت مانده')).toBeDisabled()
+    expect(screen.getByLabelText('لغو در آستانه برگزاری — ۱۲ تا ۲۴ ساعت مانده')).toBeDisabled()
+    expect(screen.getByLabelText('لغو لحظه آخری — ۱ دقیقه تا ۱۲ ساعت مانده')).toBeDisabled()
     expect(screen.getByLabelText('محدودیت جنسی')).toBeDisabled()
     expect(screen.getByLabelText('محدودیت سنی')).toBeDisabled()
     expect(screen.getByLabelText('عنوان')).not.toBeDisabled()
@@ -268,6 +272,8 @@ describe('EventEditForm', () => {
     expect(payload).not.toHaveProperty('price')
     expect(payload).not.toHaveProperty('isFree')
     expect(payload).not.toHaveProperty('cancellationFeePercent')
+    expect(payload).not.toHaveProperty('cancellationFeePercent12To24Hours')
+    expect(payload).not.toHaveProperty('cancellationFeePercentMoreThan24Hours')
     expect(payload).not.toHaveProperty('genderRestriction')
     expect(payload).not.toHaveProperty('ageRestriction')
     expect(updateEventAsAdmin).not.toHaveBeenCalled()
diff --git a/features/events/edit/EventEditForm.tsx b/features/events/edit/EventEditForm.tsx
index 29db94f..4d5c0fb 100644
--- a/features/events/edit/EventEditForm.tsx
+++ b/features/events/edit/EventEditForm.tsx
@@ -63,6 +63,8 @@ interface EventEditFormValues {
   genderRestriction: 'open' | 'female_only' | 'male_only'
   ageRestriction: 'open' | 'age_15_19' | 'age_20_24' | 'age_25_plus'
   cancellationFeePercent: number
+  cancellationFeePercent12To24Hours: number
+  cancellationFeePercentMoreThan24Hours: number
   isDiscoverable: boolean
   autoCreateGroup: boolean
   addressVisibility: 'public' | 'attendees_only'
@@ -122,6 +124,8 @@ function eventToFormValues(event: CreatedEvent): EventEditFormValues {
     genderRestriction: event.genderRestriction ?? 'open',
     ageRestriction: event.ageRestriction ?? 'open',
     cancellationFeePercent: event.cancellationFeePercent,
+    cancellationFeePercent12To24Hours: event.cancellationFeePercent12To24Hours,
+    cancellationFeePercentMoreThan24Hours: event.cancellationFeePercentMoreThan24Hours,
     isDiscoverable: event.settings.isDiscoverable,
     autoCreateGroup: event.settings.autoCreateGroup,
     addressVisibility: event.settings.addressVisibility,
@@ -268,6 +272,15 @@ const EventEditForm = ({ eventId, accessMode = 'owner', layout = 'consumer', can
         return
       }
 
+      if (
+        values.cancellationFeePercent < values.cancellationFeePercent12To24Hours ||
+        values.cancellationFeePercent12To24Hours < values.cancellationFeePercentMoreThan24Hours
+      ) {
+        addToast({ title: texts.validation.eventWizard.cancelPenaltyOrder, color: 'danger' })
+
+        return
+      }
+
       const price = values.isFree ? 0 : Number(values.price)
       const payload: Partial<CreateEventPayload> = {
         title: values.title.trim(),
@@ -315,6 +328,8 @@ const EventEditForm = ({ eventId, accessMode = 'owner', layout = 'consumer', can
 
       if (!cancellationFeeLocked) {
         payload.cancellationFeePercent = Number(values.cancellationFeePercent ?? 0)
+        payload.cancellationFeePercent12To24Hours = Number(values.cancellationFeePercent12To24Hours ?? 0)
+        payload.cancellationFeePercentMoreThan24Hours = Number(values.cancellationFeePercentMoreThan24Hours ?? 0)
       }
 
       if (!audienceLocked) {
@@ -599,6 +614,22 @@ const EventEditForm = ({ eventId, accessMode = 'owner', layout = 'consumer', can
                 selectKey="selectKey"
               />
             </WizardFormFullWidth>
+            <Input
+              disabled={cancellationFeeLocked}
+              generalType="numberInput"
+              label={texts.events.cancellationFeeMoreThan24HoursLabel}
+              maxValue={100}
+              minValue={0}
+              name="cancellationFeePercentMoreThan24Hours"
+            />
+            <Input
+              disabled={cancellationFeeLocked}
+              generalType="numberInput"
+              label={texts.events.cancellationFee12To24HoursLabel}
+              maxValue={100}
+              minValue={0}
+              name="cancellationFeePercent12To24Hours"
+            />
             <Input
               disabled={cancellationFeeLocked}
               generalType="numberInput"
diff --git a/features/events/eventEditPolicy.ts b/features/events/eventEditPolicy.ts
index c7aec5b..ec3ec51 100644
--- a/features/events/eventEditPolicy.ts
+++ b/features/events/eventEditPolicy.ts
@@ -14,6 +14,8 @@ export const EVENT_SENSITIVE_FIELDS = [
   'isFree',
   'price',
   'cancellationFeePercent',
+  'cancellationFeePercent12To24Hours',
+  'cancellationFeePercentMoreThan24Hours',
   'genderRestriction',
   'ageRestriction',
 ] as const
diff --git a/services/bookings.test.ts b/services/bookings.test.ts
index b1eb5c5..5b48480 100644
--- a/services/bookings.test.ts
+++ b/services/bookings.test.ts
@@ -3,38 +3,50 @@ import { describe, expect, it } from 'vitest'
 import { calculateCancellationPreview, resolveCancellationTicketPrice } from '@/services/bookings'
 
 describe('booking cancellation preview', () => {
+  const startsAt = '2026-09-08T12:00:00.000Z'
+  const policy = {
+    cancellationFeePercent: 10,
+    cancellationFeePercent12To24Hours: 10,
+    cancellationFeePercentMoreThan24Hours: 10,
+  }
+
   it('matches the backend floor-based commission formula', () => {
     // 7% mirrors the platform default (backend/src/common/constants/business.constants.ts#COMMISSION_PERCENT);
     // commissionPercent is always passed in from the booking's resolved rate, never hardcoded here.
-    expect(calculateCancellationPreview(101_000, 10, 7)).toEqual({
+    expect(calculateCancellationPreview(101_000, policy, 7, startsAt, new Date('2026-09-08T11:00:00Z'))).toEqual({
       ticketPrice: 101_000,
-      platformCommission: 7_070,
+      cancellationFeePercent: 10,
+      platformCommission: 707,
       commissionPercent: 7,
-      hostCancellationFee: 10_100,
-      refundToGuest: 83_830,
+      hostCancellationFee: 9_393,
+      refundToGuest: 90_900,
     })
   })
 
   it('does not produce fractional Toman values', () => {
     // A different rate here (5%) than the test above (7%) is deliberate — it
     // exercises an event-level commission override, not just the platform default.
-    expect(calculateCancellationPreview(999, 7, 5)).toEqual({
+    expect(
+      calculateCancellationPreview(999, { ...policy, cancellationFeePercent: 7 }, 5, startsAt, new Date('2026-09-08T11:00:00Z'))
+    ).toEqual({
       ticketPrice: 999,
-      platformCommission: 49,
+      cancellationFeePercent: 7,
+      platformCommission: 3,
       commissionPercent: 5,
-      hostCancellationFee: 69,
-      refundToGuest: 881,
+      hostCancellationFee: 66,
+      refundToGuest: 930,
     })
   })
 
   it('uses post-discount paid amount so fees match refund.service gross', () => {
-    // List 10_000, discount 2_000 → paid 8_000; 7% + 10% → refund 6_640
-    expect(calculateCancellationPreview(8_000, 10, 7)).toEqual({
+    // List 10_000, discount 2_000 → paid 8_000; 10% penalty → refund 7_200.
+    expect(calculateCancellationPreview(8_000, policy, 7, startsAt, new Date('2026-09-08T11:00:00Z'))).toEqual({
       ticketPrice: 8_000,
-      platformCommission: 560,
+      cancellationFeePercent: 10,
+      platformCommission: 56,
       commissionPercent: 7,
-      hostCancellationFee: 800,
-      refundToGuest: 6_640,
+      hostCancellationFee: 744,
+      refundToGuest: 7_200,
     })
   })
 
diff --git a/services/bookings.ts b/services/bookings.ts
index c87865f..e7ada1c 100644
--- a/services/bookings.ts
+++ b/services/bookings.ts
@@ -299,7 +299,9 @@ export const CANCEL_BOOKING = async (
 
 /**
  * Client-side guest-cancel refund preview — booking-cancellation-refund.md
- * formula: refund = paidGross × (1 - platform commission % - cancellationFeePercent).
+ * formula: refund = paidGross - selected cancellation fee. The platform
+ * commission is taken only from that fee and the remainder belongs to the
+ * host after the event completes.
  * Mirrors refund.service.ts#refundGuestCancellation exactly (same
  * floor() rounding on each component) so this preview never shows a
  * different number than what's actually credited.
@@ -324,20 +326,46 @@ export interface CancellationPreview {
   platformCommission: number
   /** The rate actually applied, echoed back so callers can label the commission line without re-touching the booking. */
   commissionPercent: number
+  cancellationFeePercent: number
   hostCancellationFee: number
   refundToGuest: number
 }
 
+export interface CancellationFeePolicy {
+  cancellationFeePercent: number
+  cancellationFeePercent12To24Hours: number
+  cancellationFeePercentMoreThan24Hours: number
+}
+
+const HOUR_MS = 60 * 60 * 1000
+
+export const resolveCancellationFeePercent = (
+  policy: CancellationFeePolicy,
+  eventStartsAt: string | Date,
+  cancelledAt: Date = new Date()
+): number => {
+  const remainingMs = new Date(eventStartsAt).getTime() - cancelledAt.getTime()
+
+  if (remainingMs <= 12 * HOUR_MS) return policy.cancellationFeePercent
+  if (remainingMs <= 24 * HOUR_MS) return policy.cancellationFeePercent12To24Hours
+
+  return policy.cancellationFeePercentMoreThan24Hours
+}
+
 export const calculateCancellationPreview = (
   ticketPrice: number,
-  cancellationFeePercent: number,
-  commissionPercent: number
+  policy: CancellationFeePolicy,
+  commissionPercent: number,
+  eventStartsAt: string | Date,
+  cancelledAt: Date = new Date()
 ): CancellationPreview => {
-  const platformCommission = Math.floor(ticketPrice * (commissionPercent / 100))
-  const hostCancellationFee = Math.floor(ticketPrice * (cancellationFeePercent / 100))
-  const refundToGuest = ticketPrice - platformCommission - hostCancellationFee
+  const cancellationFeePercent = resolveCancellationFeePercent(policy, eventStartsAt, cancelledAt)
+  const grossCancellationFee = Math.floor(ticketPrice * (cancellationFeePercent / 100))
+  const platformCommission = Math.floor(grossCancellationFee * (commissionPercent / 100))
+  const hostCancellationFee = grossCancellationFee - platformCommission
+  const refundToGuest = ticketPrice - grossCancellationFee
 
-  return { ticketPrice, platformCommission, commissionPercent, hostCancellationFee, refundToGuest }
+  return { ticketPrice, platformCommission, commissionPercent, cancellationFeePercent, hostCancellationFee, refundToGuest }
 }
 
 /** Gross base for guest-cancel preview — paid amount after discount, else list price. */
diff --git a/services/discovery.ts b/services/discovery.ts
index 9f2df96..0fcc7d6 100644
--- a/services/discovery.ts
+++ b/services/discovery.ts
@@ -52,6 +52,8 @@ export interface DiscoveryEvent {
   bookedCount: number
   reservedCapacity: number
   cancellationFeePercent: number
+  cancellationFeePercent12To24Hours: number
+  cancellationFeePercentMoreThan24Hours: number
   commissionPercent: number | null
   effectiveCommissionPercent: number
   status: EventStatus
diff --git a/services/events.ts b/services/events.ts
index 41739fc..a861578 100644
--- a/services/events.ts
+++ b/services/events.ts
@@ -243,6 +243,8 @@ export interface EventRevisionPayload {
   genderRestriction?: string
   ageRestriction?: string
   cancellationFeePercent?: number
+  cancellationFeePercent12To24Hours?: number
+  cancellationFeePercentMoreThan24Hours?: number
   settings?: CreateEventPayload['settings']
   media: CreateEventMediaPayload[]
   faqs?: CreateEventFaqPayload[]
diff --git a/texts/events.ts b/texts/events.ts
index 3466512..8cb2589 100644
--- a/texts/events.ts
+++ b/texts/events.ts
@@ -276,7 +276,9 @@ export const events = {
   peopleRestrictionLabel: 'محدودیت‌افراد',
   ageRestrictionLabel: 'محدودیت سنی',
   cancellationSectionDescription: 'شرایط لغو را پیش از رزرو به مهمان نشان می‌دهیم تا تصمیم شفافی بگیرد.',
-  cancellationFeeLabel: 'درصد جریمه لغو (۰–۱۰۰)',
+  cancellationFeeLabel: 'لغو لحظه آخری — ۱ دقیقه تا ۱۲ ساعت مانده',
+  cancellationFee12To24HoursLabel: 'لغو در آستانه برگزاری — ۱۲ تا ۲۴ ساعت مانده',
+  cancellationFeeMoreThan24HoursLabel: 'لغو زودهنگام — بیش از ۲۴ ساعت مانده',
   advancedSettingsHint: 'پیشنهاد می‌کنیم مقادیر پیش‌فرض را نگه داری',
   discoverableLabel: 'نمایش در جستجوی عمومی',
   autoCreateGroupLabel: 'ساخت خودکار گروه چت پس از رویداد',
diff --git a/texts/validation.ts b/texts/validation.ts
index 272567a..5b5cf9f 100644
--- a/texts/validation.ts
+++ b/texts/validation.ts
@@ -65,6 +65,7 @@ export const validation = {
     cancelPenaltyRequired: 'درصد جریمه را وارد کنید',
     cancelPenaltyNonNegative: 'درصد جریمه نمی‌تواند منفی باشد',
     cancelPenaltyMax: 'درصد جریمه حداکثر ۱۰۰ است',
+    cancelPenaltyOrder: 'درصد جریمه باید با نزدیک‌شدن به زمان رویداد بیشتر یا مساوی شود',
     paidPricePositive: 'برای رویداد پولی، قیمت باید بیشتر از صفر باشد',
     reservedExceedsCapacity: 'ظرفیت رزرو شده نمی‌تواند از ظرفیت کل بیشتر باشد',
     faqQuestionRequired: 'سوال را وارد کنید',
diff --git a/validation/eventWizard.test.ts b/validation/eventWizard.test.ts
index e9126ab..2a82de0 100644
--- a/validation/eventWizard.test.ts
+++ b/validation/eventWizard.test.ts
@@ -119,6 +119,8 @@ describe('event wizard validation', () => {
         genderRestriction: 'open',
         ageRestriction: 'open',
         cancellationFeePercent: 0,
+        cancellationFeePercent12To24Hours: 0,
+        cancellationFeePercentMoreThan24Hours: 0,
         isDiscoverable: true,
         autoCreateGroup: true,
         waitlistAutoOffer: true,
@@ -135,6 +137,8 @@ describe('event wizard validation', () => {
         genderRestriction: 'open',
         ageRestriction: 'open',
         cancellationFeePercent: 0,
+        cancellationFeePercent12To24Hours: 0,
+        cancellationFeePercentMoreThan24Hours: 0,
         isDiscoverable: true,
         autoCreateGroup: true,
         waitlistAutoOffer: true,
@@ -151,6 +155,8 @@ describe('event wizard validation', () => {
         genderRestriction: 'open',
         ageRestriction: 'open',
         cancellationFeePercent: 0,
+        cancellationFeePercent12To24Hours: 0,
+        cancellationFeePercentMoreThan24Hours: 0,
         isDiscoverable: true,
         autoCreateGroup: true,
         waitlistAutoOffer: true,
@@ -168,6 +174,8 @@ describe('event wizard validation', () => {
       genderRestriction: 'open',
       ageRestriction: 'open',
       cancellationFeePercent: 0,
+      cancellationFeePercent12To24Hours: 0,
+      cancellationFeePercentMoreThan24Hours: 0,
       isDiscoverable: true,
       autoCreateGroup: true,
       waitlistAutoOffer: true,
@@ -179,6 +187,40 @@ describe('event wizard validation', () => {
     expect(EventWizardStep3Validation.safeParse({ ...base, ageRestriction: 'age_15_19' }).success).toBe(true)
   })
 
+  it('requires cancellation penalties to decrease as cancellation gets earlier', () => {
+    const base = {
+      isFree: false,
+      price: 100_000,
+      capacity: 20,
+      reservedCapacity: 0,
+      genderRestriction: 'open',
+      ageRestriction: 'open',
+      cancellationFeePercent: 30,
+      cancellationFeePercent12To24Hours: 20,
+      cancellationFeePercentMoreThan24Hours: 10,
+      isDiscoverable: true,
+      autoCreateGroup: true,
+      waitlistAutoOffer: true,
+      sendReviewRequestSms: false,
+    }
+
+    expect(EventWizardStep3Validation.safeParse(base).success).toBe(true)
+    expect(
+      EventWizardStep3Validation.safeParse({
+        ...base,
+        cancellationFeePercentMoreThan24Hours: 25,
+      }).success
+    ).toBe(false)
+    expect(
+      EventWizardStep3Validation.safeParse({
+        ...base,
+        cancellationFeePercent: 0,
+        cancellationFeePercent12To24Hours: 0,
+        cancellationFeePercentMoreThan24Hours: 0,
+      }).success
+    ).toBe(true)
+  })
+
   it('requires both question and answer for FAQ rows', () => {
     expect(EventWizardFaqFormValidation.safeParse({ question: '', answer: 'پاسخ' }).success).toBe(false)
     expect(EventWizardFaqFormValidation.parse({ question: 'سوال؟', answer: 'پاسخ' })).toEqual({
diff --git a/validation/eventWizard.ts b/validation/eventWizard.ts
index 1e72235..19ecd58 100644
--- a/validation/eventWizard.ts
+++ b/validation/eventWizard.ts
@@ -108,6 +108,14 @@ export const EventWizardStep3Validation = z
     genderRestriction: z.enum(['open', 'female_only', 'male_only']),
     ageRestriction: z.enum(['open', 'age_15_19', 'age_20_24', 'age_25_plus']),
     cancellationFeePercent: z.number({ error: v.cancelPenaltyRequired }).min(0, v.cancelPenaltyNonNegative).max(100, v.cancelPenaltyMax),
+    cancellationFeePercent12To24Hours: z
+      .number({ error: v.cancelPenaltyRequired })
+      .min(0, v.cancelPenaltyNonNegative)
+      .max(100, v.cancelPenaltyMax),
+    cancellationFeePercentMoreThan24Hours: z
+      .number({ error: v.cancelPenaltyRequired })
+      .min(0, v.cancelPenaltyNonNegative)
+      .max(100, v.cancelPenaltyMax),
     isDiscoverable: z.boolean(),
     autoCreateGroup: z.boolean(),
     waitlistAutoOffer: z.boolean(),
@@ -128,6 +136,16 @@ export const EventWizardStep3Validation = z
         path: ['reservedCapacity'],
       })
     }
+    if (
+      values.cancellationFeePercent < values.cancellationFeePercent12To24Hours ||
+      values.cancellationFeePercent12To24Hours < values.cancellationFeePercentMoreThan24Hours
+    ) {
+      ctx.addIssue({
+        code: 'custom',
+        message: v.cancelPenaltyOrder,
+        path: ['cancellationFeePercent12To24Hours'],
+      })
+    }
   })
 
 export type EventWizardStep3Values = z.infer<typeof EventWizardStep3Validation>